/* ── Variables ── */
:root {
  --green: #006B3F;
  --green-dark: #004D2C;
  --green-light: #f0f7f3;
  --gold: #C9A84C;
  --black: #1A1A1A;
  --grey: #6B7280;
  --light: #F9FAFB;
  --white: #ffffff;
  --border: #E5E7EB;
  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans: 'Inter', system-ui, sans-serif;
  --radius: 12px;
  --shadow: 0 1px 3px rgba(0,0,0,0.08), 0 4px 16px rgba(0,0,0,0.06);
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-sans); color: var(--black); background: var(--white); line-height: 1.6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Typography ── */
h1, h2, h3, h4 { font-family: var(--font-serif); line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.75rem, 4vw, 2.75rem); }
h3 { font-size: 1.25rem; }
p { color: #374151; line-height: 1.75; }

/* ── Layout ── */
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.label { font-size: 0.75rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green); margin-bottom: 12px; display: block; }

/* ── Buttons ── */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 14px 28px; border-radius: 6px; font-weight: 600; font-size: 0.95rem; cursor: pointer; transition: all 0.2s; border: none; }
.btn-gold { background: var(--gold); color: var(--white); }
.btn-gold:hover { background: #b8963e; transform: translateY(-1px); }
.btn-outline { background: transparent; color: var(--white); border: 1.5px solid rgba(255,255,255,0.5); }
.btn-outline:hover { background: rgba(255,255,255,0.1); }
.btn-green { background: var(--green); color: var(--white); }
.btn-green:hover { background: var(--green-dark); transform: translateY(-1px); }
.btn-ghost { background: transparent; color: var(--green); font-weight: 600; padding: 0; gap: 4px; }
.btn-ghost:hover { gap: 8px; }

/* ── Nav ── */
nav { position: fixed; top: 0; left: 0; right: 0; z-index: 100; background: rgba(255,255,255,0.97); backdrop-filter: blur(8px); border-bottom: 1px solid var(--border); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.nav-logo { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 1rem; color: var(--black); }
.nav-logo-mark { width: 36px; height: 36px; background: var(--green); color: white; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-family: var(--font-serif); font-weight: 700; font-size: 0.9rem; }
.nav-logo span { color: var(--grey); font-weight: 400; font-size: 0.85rem; }
.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-links a { font-size: 0.9rem; color: var(--grey); font-weight: 500; transition: color 0.2s; }
.nav-links a:hover, .nav-links a.active { color: var(--black); }
.nav-cta { background: var(--green); color: white; padding: 10px 20px; border-radius: 6px; font-size: 0.875rem; font-weight: 600; transition: background 0.2s; }
.nav-cta:hover { background: var(--green-dark); color: white; }
.nav-hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
.nav-hamburger span { width: 24px; height: 2px; background: var(--black); border-radius: 2px; transition: all 0.3s; display: block; }
.nav-mobile { display: none; position: fixed; top: 68px; left: 0; right: 0; background: white; border-bottom: 1px solid var(--border); padding: 24px; flex-direction: column; gap: 20px; z-index: 99; }
.nav-mobile a { font-size: 1rem; color: var(--black); font-weight: 500; padding: 8px 0; border-bottom: 1px solid var(--border); }
.nav-mobile .btn { width: 100%; justify-content: center; margin-top: 8px; }
.nav-mobile.open { display: flex; }

/* ── Hero ── */
.hero { background: var(--green); padding: 140px 0 96px; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; top: 0; right: 0; width: 50%; height: 100%; background: linear-gradient(135deg, transparent 0%, rgba(0,0,0,0.1) 100%); }
.hero-inner { display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 48px; position: relative; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.9); font-size: 0.75rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; padding: 8px 16px; border-radius: 100px; border: 1px solid rgba(255,255,255,0.2); margin-bottom: 24px; }
.hero-badge::before { content: '●'; color: var(--gold); font-size: 0.6rem; }
.hero h1 { color: white; margin-bottom: 12px; }
.hero h1 em { color: var(--gold); font-style: normal; display: block; }
.hero-sub { color: rgba(255,255,255,0.75); font-size: 1rem; margin-bottom: 32px; display: flex; align-items: center; gap: 12px; flex-wrap: wrap; }
.hero-sub span { opacity: 0.4; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-photo { width: 280px; height: 320px; border-radius: 12px; overflow: hidden; border: 3px solid rgba(255,255,255,0.15); flex-shrink: 0; }
.hero-photo img { width: 100%; height: 100%; object-fit: cover; object-position: top center; }
.hero-stats { margin-top: 64px; padding-top: 40px; border-top: 1px solid rgba(255,255,255,0.15); display: flex; gap: 48px; }
.hero-stat-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gold); font-weight: 600; }
.hero-stat-value { font-size: 0.9rem; color: rgba(255,255,255,0.8); margin-top: 2px; }

/* ── About ── */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.about-quote { background: white; border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow); border-left: 4px solid var(--gold); margin-bottom: 24px; }
.about-quote .quote-icon { color: var(--gold); font-size: 2rem; line-height: 1; margin-bottom: 12px; font-family: Georgia; }
.about-quote p { font-family: var(--font-serif); font-size: 1.1rem; color: var(--black); line-height: 1.6; margin-bottom: 16px; }
.about-quote-author { display: flex; align-items: center; gap: 10px; }
.about-quote-mark { width: 32px; height: 32px; background: var(--green); border-radius: 6px; display: flex; align-items: center; justify-content: center; color: white; font-family: var(--font-serif); font-weight: 700; font-size: 0.75rem; }
.about-quote-name { font-weight: 600; font-size: 0.875rem; }
.about-quote-title { font-size: 0.8rem; color: var(--grey); }
.about-list { margin: 24px 0; display: flex; flex-direction: column; gap: 10px; }
.about-list li { display: flex; align-items: center; gap: 10px; font-size: 0.95rem; color: #374151; }
.about-list li::before { content: ''; width: 20px; height: 20px; border-radius: 50%; background: var(--green-light); border: 2px solid var(--green); flex-shrink: 0; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23006B3F' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E"); background-size: 12px; background-repeat: no-repeat; background-position: center; }

/* ── Services ── */
.services-bg { background: var(--light); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 48px; }
.service-card { background: white; border-radius: var(--radius); padding: 28px; border: 1px solid var(--border); transition: all 0.2s; }
.service-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); border-color: var(--green); }
.service-icon { width: 44px; height: 44px; background: var(--green-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; margin-bottom: 16px; }
.service-icon svg { width: 22px; height: 22px; stroke: var(--green); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.service-card h3 { margin-bottom: 8px; font-size: 1.05rem; }
.service-card p { font-size: 0.875rem; color: var(--grey); line-height: 1.6; }
.services-cta { margin-top: 48px; background: var(--green); border-radius: var(--radius); padding: 40px 48px; display: flex; align-items: center; justify-content: between; gap: 24px; }
.services-cta-text h3 { color: white; font-size: 1.5rem; margin-bottom: 8px; }
.services-cta-text p { color: rgba(255,255,255,0.75); font-size: 0.95rem; }
.services-cta { justify-content: space-between; }

/* ── Blog ── */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.blog-card { background: white; border-radius: var(--radius); border: 1px solid var(--border); overflow: hidden; transition: all 0.2s; display: flex; flex-direction: column; }
.blog-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.blog-card-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.blog-meta { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.blog-tag { font-size: 0.75rem; font-weight: 600; padding: 4px 10px; border-radius: 100px; }
.tag-retirement { background: #dcfce7; color: #15803d; }
.tag-investing { background: #dbeafe; color: #1d4ed8; }
.tag-estate { background: #fef3c7; color: #b45309; }
.tag-risk { background: #fee2e2; color: #b91c1c; }
.tag-default { background: #f3f4f6; color: #374151; }
.blog-date { font-size: 0.8rem; color: var(--grey); }
.blog-card h3 { font-size: 1.05rem; margin-bottom: 10px; line-height: 1.4; color: var(--black); }
.blog-card p { font-size: 0.875rem; color: var(--grey); line-height: 1.65; flex: 1; }
.blog-read-more { display: inline-flex; align-items: center; gap: 6px; color: var(--green); font-weight: 600; font-size: 0.875rem; margin-top: 16px; transition: gap 0.2s; }
.blog-read-more:hover { gap: 10px; }
.blog-empty { text-align: center; padding: 64px 24px; background: white; border-radius: var(--radius); border: 1px solid var(--border); grid-column: 1 / -1; }
.blog-empty h3 { margin-bottom: 8px; }
.blog-empty p { color: var(--grey); margin-bottom: 24px; }

/* ── Blog Post ── */
.post-header { background: var(--green-light); padding: 120px 0 64px; }
.post-back { display: inline-flex; align-items: center; gap: 8px; color: var(--green); font-weight: 600; font-size: 0.875rem; margin-bottom: 32px; }
.post-back:hover { gap: 12px; }
.post-header h1 { max-width: 700px; margin-bottom: 20px; }
.post-meta-bar { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.post-content-wrap { max-width: 720px; margin: 0 auto; padding: 64px 24px 96px; }
.post-content h2, .post-content h3 { font-family: var(--font-serif); margin: 32px 0 16px; color: var(--black); }
.post-content p { margin-bottom: 20px; font-size: 1.05rem; line-height: 1.8; }
.post-content strong { color: var(--black); }
.post-disclaimer { background: var(--green-light); border-left: 4px solid var(--green); padding: 20px 24px; border-radius: 0 8px 8px 0; margin-top: 48px; font-size: 0.875rem; color: var(--grey); }

/* ── Contact ── */
.contact-grid { display: grid; grid-template-columns: 1fr 380px; gap: 48px; margin-top: 48px; }
.contact-form { background: white; border-radius: var(--radius); padding: 40px; border: 1px solid var(--border); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 0.875rem; font-weight: 600; margin-bottom: 6px; color: var(--black); }
.form-group label span { color: var(--grey); font-weight: 400; }
.form-group input, .form-group textarea { width: 100%; padding: 12px 16px; border: 1.5px solid var(--border); border-radius: 8px; font-family: var(--font-sans); font-size: 0.95rem; color: var(--black); transition: border-color 0.2s; background: white; }
.form-group input:focus, .form-group textarea:focus { outline: none; border-color: var(--green); }
.form-group textarea { resize: vertical; min-height: 140px; }
.contact-sidebar { display: flex; flex-direction: column; gap: 16px; }
.whatsapp-card { background: var(--green); border-radius: var(--radius); padding: 24px; color: white; display: flex; align-items: center; gap: 16px; transition: background 0.2s; }
.whatsapp-card:hover { background: var(--green-dark); }
.whatsapp-icon { width: 44px; height: 44px; background: rgba(255,255,255,0.15); border-radius: 10px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.whatsapp-card h4 { font-size: 1rem; margin-bottom: 4px; }
.whatsapp-card p { font-size: 0.8rem; opacity: 0.8; }
.contact-info-card { background: white; border-radius: var(--radius); padding: 24px; border: 1px solid var(--border); }
.contact-info-item { display: flex; align-items: flex-start; gap: 14px; padding: 14px 0; border-bottom: 1px solid var(--border); }
.contact-info-item:last-child { border-bottom: none; padding-bottom: 0; }
.contact-info-icon { width: 36px; height: 36px; background: var(--green-light); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.contact-info-icon svg { width: 18px; height: 18px; stroke: var(--green); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.contact-info-label { font-size: 0.75rem; color: var(--grey); margin-bottom: 2px; }
.contact-info-value { font-size: 0.9rem; font-weight: 500; color: var(--black); }
.hours-card { background: white; border-radius: var(--radius); padding: 24px; border: 1px solid var(--border); }
.hours-card h4 { margin-bottom: 12px; font-size: 1rem; }
.hours-card p { font-size: 0.875rem; color: var(--grey); line-height: 1.8; }

/* ── CTA Banner ── */
.cta-banner { background: var(--green); border-radius: var(--radius); padding: 48px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.cta-banner h2 { color: white; font-size: 1.75rem; margin-bottom: 8px; }
.cta-banner p { color: rgba(255,255,255,0.75); font-size: 0.95rem; max-width: 480px; }

/* ── Footer ── */
footer { background: #111827; color: rgba(255,255,255,0.7); padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand p { font-size: 0.875rem; margin-top: 12px; line-height: 1.7; max-width: 280px; }
.footer-social { display: flex; gap: 12px; margin-top: 20px; }
.footer-social a { width: 36px; height: 36px; background: rgba(255,255,255,0.08); border-radius: 8px; display: flex; align-items: center; justify-content: center; transition: background 0.2s; }
.footer-social a:hover { background: var(--green); }
.footer-social svg { width: 16px; height: 16px; fill: rgba(255,255,255,0.7); }
.footer-col h4 { color: white; font-size: 0.875rem; font-weight: 600; margin-bottom: 16px; font-family: var(--font-sans); }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { font-size: 0.875rem; color: rgba(255,255,255,0.6); transition: color 0.2s; }
.footer-col ul li a:hover { color: white; }
.footer-col address { font-style: normal; display: flex; flex-direction: column; gap: 8px; }
.footer-col address span { font-size: 0.875rem; color: rgba(255,255,255,0.6); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding: 24px 0; }
.footer-bottom-inner { display: flex; align-items: flex-start; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.footer-disclaimer { font-size: 0.78rem; color: rgba(255,255,255,0.4); max-width: 680px; line-height: 1.6; }
.footer-copy { font-size: 0.78rem; color: rgba(255,255,255,0.4); white-space: nowrap; }

/* ── Page Headers ── */
.page-header { background: var(--green-light); padding: 120px 0 64px; }
.page-header .label { color: var(--green); }
.page-header h1 { color: var(--black); max-width: 600px; }
.page-header p { color: var(--grey); margin-top: 12px; max-width: 560px; font-size: 1.05rem; }

/* ── About Page ── */
.about-hero { background: var(--green-light); padding: 120px 0 80px; }
.about-hero-inner { display: grid; grid-template-columns: auto 1fr; gap: 64px; align-items: center; }
.about-photo { width: 260px; height: 300px; border-radius: var(--radius); overflow: hidden; position: relative; }
.about-photo img { width: 100%; height: 100%; object-fit: cover; object-position: top center; }
.about-photo-badge { position: absolute; bottom: 12px; right: 12px; background: var(--gold); color: white; font-size: 0.75rem; font-weight: 700; padding: 6px 12px; border-radius: 100px; }
.credentials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 32px; }
.credential-card { background: white; border-radius: var(--radius); padding: 24px; border: 1px solid var(--border); }
.credential-card .icon { width: 36px; height: 36px; background: var(--green-light); border-radius: 8px; display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.credential-card .icon svg { width: 18px; height: 18px; stroke: var(--green); fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.credential-card h3 { font-size: 1rem; margin-bottom: 6px; }
.credential-card p { font-size: 0.85rem; color: var(--grey); }
.approach-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 32px; }
.approach-card { background: white; border-radius: var(--radius); padding: 28px; border: 1px solid var(--border); }
.approach-num { font-size: 0.75rem; font-weight: 700; color: var(--gold); letter-spacing: 0.05em; margin-bottom: 10px; }
.approach-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.approach-card p { font-size: 0.875rem; color: var(--grey); }

/* ── Utilities ── */
.text-center { text-align: center; }
.mt-4 { margin-top: 16px; }
.mt-6 { margin-top: 24px; }
.mt-8 { margin-top: 32px; }
.hidden { display: none !important; }

/* ── Responsive ── */
@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-photo { width: 200px; height: 230px; margin: 0 auto; }
  .hero-stats { flex-wrap: wrap; gap: 24px; }
  .about-grid { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom-inner { flex-direction: column; }
  .form-row { grid-template-columns: 1fr; }
  .about-hero-inner { grid-template-columns: 1fr; }
  .about-photo { width: 200px; height: 230px; margin: 0 auto; }
  .credentials-grid { grid-template-columns: 1fr; }
  .approach-grid { grid-template-columns: 1fr; }
  .cta-banner { flex-direction: column; text-align: center; }
  .services-cta { flex-direction: column; }
  .post-content-wrap { padding: 40px 24px 64px; }
}