Declan Smit, Financial Planner Overberg
About

Hello, I'm Declan.

I'm a 23-year-old financial planner based in the Overberg, servicing individuals, families and small business owners across the whole Western Cape. I joined the industry because I believe most people don't need more financial products — they need a clear plan, explained honestly, by someone who actually listens.

As a younger adviser, I bring fresh energy, modern tools and a long-term perspective. As an Old Mutual accredited representative, I bring the backing of one of South Africa's most established financial institutions.

Credentials

Old Mutual Accredited

Risk, short-term insurance, advanced investments, retirement & estate planning

Overberg Based

Servicing the whole Western Cape

RE5 — In Progress

Working towards FAIS RE5 accreditation

My approach

01

Listen first

A proper plan starts with understanding your life, not your products.

02

Plan honestly

Recommendations grounded in your real numbers — no upsell, no jargon.

03

Review annually

Life changes. Your plan should evolve with it, not gather dust.

Book a Consultation → See services ⊙